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POST
/
wealth
/
accounts
/
{account_id}
/
risk-assessments
Submit risk assessment
curl --request POST \
  --url https://api.bluumfinance.com/v1/wealth/accounts/{account_id}/risk-assessments \
  --header 'Authorization: Basic <encoded-value>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "questionnaire_id": "q_standard_v2",
  "questionnaire_version": 2,
  "responses": [
    {
      "question_id": "q1",
      "question_text": "How would you react to a 20% portfolio drop?",
      "answer_id": "a1_c",
      "answer_text": "Hold and wait for recovery",
      "score": 6
    },
    {
      "question_id": "q2",
      "question_text": "What is your investment time horizon?",
      "answer_id": "a2_d",
      "answer_text": "10-20 years",
      "score": 8
    }
  ],
  "past_market_behavior": {
    "experienced_major_downturn": true,
    "action_during_downturn": "held",
    "regret_level": "none"
  },
  "investment_experience": "moderate",
  "years_investing": 8
}
'
{
  "assessment_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "account_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "questionnaire_id": "<string>",
  "questionnaire_version": 123,
  "computed_risk_score": 5,
  "risk_tolerance": "conservative",
  "volatility_tolerance": "low",
  "investment_experience": "none",
  "years_investing": 123,
  "completed_at": "2023-11-07T05:31:56Z",
  "expires_at": "2023-11-07T05:31:56Z",
  "status": "active",
  "created_at": "2023-11-07T05:31:56Z"
}

Authorizations

​
Authorization
string
header
required

HTTP Basic Authentication using the API Key as username and API Secret as password.

Headers

​
Idempotency-Key
string

Unique key for idempotent operation

Maximum string length: 128

Path Parameters

​
account_id
string<uuid>
required

The investor account ID

Body

application/json
​
questionnaire_id
string
required

ID of the questionnaire template

​
responses
object[]
required
Minimum array length: 1
​
questionnaire_version
integer
default:1
​
past_market_behavior
object

Historical market behavior and reactions

​
investment_experience
enum<string>
Available options:
none,
limited,
moderate,
extensive
​
years_investing
integer
Required range: x >= 0

Response

Risk assessment submitted and scored

A risk assessment capturing the investor's risk tolerance and investment experience

​
assessment_id
string<uuid>
​
account_id
string<uuid>
​
questionnaire_id
string

ID of the questionnaire template used

​
questionnaire_version
integer

Version of the questionnaire

​
computed_risk_score
integer | null

Computed risk score (1-10, where 10 is highest risk tolerance)

Required range: 1 <= x <= 10
​
risk_tolerance
enum<string> | null
Available options:
conservative,
moderately_conservative,
moderate,
moderately_aggressive,
aggressive
​
volatility_tolerance
enum<string> | null
Available options:
low,
medium,
high
​
investment_experience
enum<string> | null
Available options:
none,
limited,
moderate,
extensive
​
years_investing
integer | null
​
completed_at
string<date-time>
​
expires_at
string<date-time> | null

When this assessment expires (typically 1 year)

​
status
enum<string>
Available options:
active,
expired,
superseded
​
created_at
string<date-time>