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GET
/
wealth
/
accounts
/
{account_id}
/
investment-policy
Get investment policy statement
curl --request GET \
  --url https://service.bluumfinance.com/v1/wealth/accounts/{account_id}/investment-policy \
  --header 'Authorization: Basic <encoded-value>'
{
  "ips_id": "ips_a1b2c3d4e5f6",
  "account_id": "3d0b0e65-35d3-4dcd-8df7-10286ebb4b4b",
  "version": 3,
  "risk_profile": {
    "risk_tolerance": "moderate",
    "risk_score": 6
  },
  "time_horizon": {
    "years": 15,
    "category": "long_term"
  },
  "investment_objectives": {
    "primary": "capital_appreciation",
    "secondary": [
      "income_generation"
    ]
  },
  "target_allocation": {
    "equities": {
      "target_percent": "50.00",
      "min_percent": "40.00",
      "max_percent": "60.00"
    },
    "fixed_income": {
      "target_percent": "25.00",
      "min_percent": "20.00",
      "max_percent": "30.00"
    },
    "treasury": {
      "target_percent": "20.00",
      "min_percent": "15.00",
      "max_percent": "25.00"
    },
    "alternatives": {
      "target_percent": "5.00",
      "min_percent": "0.00",
      "max_percent": "10.00"
    }
  },
  "constraints": {
    "rebalancing_policy": {
      "frequency": "quarterly",
      "threshold_percent": "5.00"
    }
  },
  "effective_date": "2025-01-15",
  "status": "active",
  "created_at": "2023-01-01T10:00:00Z",
  "updated_at": "2025-01-15T10:00:00Z",
  "version_history": [
    {
      "version": 1,
      "effective_date": "2023-01-01",
      "updated_at": "2023-01-01T10:00:00Z"
    },
    {
      "version": 2,
      "effective_date": "2024-01-01",
      "updated_at": "2024-01-01T10:00:00Z"
    },
    {
      "version": 3,
      "effective_date": "2025-01-15",
      "updated_at": "2025-01-15T10:00:00Z"
    }
  ]
}

Documentation Index

Fetch the complete documentation index at: https://docs.bluumfinance.com/llms.txt

Use this file to discover all available pages before exploring further.

Authorizations

Authorization
string
header
required

HTTP Basic Authentication using the API Key as username and API Secret as password.

Path Parameters

account_id
string<uuid>
required

The investor account ID

Query Parameters

version
integer

Get specific version (default is latest active)

Required range: x >= 1
include_history
boolean
default:false

Include version history

Response

Investment policy statement retrieved successfully

Investment policy statement defining risk profile, objectives, and constraints

ips_id
string<uuid>
read-only
account_id
string<uuid>
read-only
version
integer
read-only

Version number (versioned, immutable once published)

risk_profile
object
time_horizon
object
investment_objectives
object
target_allocation
object

Target asset allocation with min/max bands

Example:
{
"equities": {
"target_percent": "50.00",
"min_percent": "40.00",
"max_percent": "60.00"
},
"fixed_income": {
"target_percent": "25.00",
"min_percent": "20.00",
"max_percent": "30.00"
},
"treasury": {
"target_percent": "20.00",
"min_percent": "15.00",
"max_percent": "25.00"
},
"alternatives": {
"target_percent": "5.00",
"min_percent": "0.00",
"max_percent": "10.00"
}
}
constraints
object

Investment constraints and guidelines

effective_date
string<date>
status
enum<string>
read-only
Available options:
draft,
active,
superseded
created_at
string<date-time>
read-only
updated_at
string<date-time>
read-only
version_history
object[]